Which term refers to a story, whether real or fictional, that is presented orally or in written text?

The correct term is "narrative," which specifically refers to a story that can be either real or fictional and is conveyed through oral or written means. A narrative encompasses the structure and elements of storytelling, including characters, setting, conflict, and resolution. It captures the sequence of events and the way they are communicated to the audience, allowing for a range of interpretations and connections.

The other terms, while related, do not precisely encapsulate the full scope of what a narrative entails. "Plot" focuses specifically on the sequence of events within a story rather than the broader concept of narrative as a whole. "Account" generally refers to a factual recounting of events, emphasizing truth and accuracy rather than the creative aspects of storytelling. "Chronicle" usually implies a factual narrative, often documenting a series of events in chronological order, but it lacks the broader imaginative and emotional elements inherent in most narratives.